What is full coverage auto insurance?

full coverage car insurance

I get this question asked a lot: What is full coverage auto insurance?

It’s a good question, since finding out online is more difficult than it should be. Most of the websites you google give you poor answer, so I’ll do my best to fix that!

Full coverage car insurance insurance firstly is a made up term. There is no such thing as full coverage insurance.

While the exact term is made up the meaning is not. “full coverage insurance” is generally insurance the covers are wide variety of things. Usually that means you’re getting the best coverage you can buy; things like extensive health insurance in case of an accident and strong coverage for your car and liabilites.

Basically full coverage insurance is the best insurance you can buy.

So should you buy full coverage car insurance?


Most people do not require full coverage insurance. Maybe 5% of the clients I deal with I recommend buying full coverage insurance. Whether you buy it or not will depend on many things, so it’s impossible for me to blindly recommend it or tell you that you don’t need it.

Getting cheap full coverage car insurance

I highly recommend you talk with a professional insurance agent to see if this is right for you.

After that you should compare quotes online, on a site like: http://www.autoinsurancemonkey.com/how-to-get-cheap-full-coverage-auto-insurance/

Comparing multiple insurance companies is the easiest way to see who offers the cheapest car insurance.

Full coverage doesn’t have to be that expensive, as long as you do some price shopping. But in the end it’ll still probably end up costing you 20-50% more yearly than regular insurance coverage would. For some people that cost is worth it, but for most it is not.

So talk to an agent and find out if it’s worth it for you!

Hope this article helps, if you have any questions about this please let me know. I would be glad to help.